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Selected Changan models may be available through Personal Contract Hire (PCH), subject to availability, eligibility and finance approval. Please contact our team for current offers and terms.
If you exceed the agreed mileage allowance on a Changan Personal Contract Hire (PCH) agreement, an excess mileage charge may apply. The applicable rate will be set out in your contract, so please check your agreement for full details.
Maintenance is not included as standard with a Changan Personal Contract Hire (PCH) agreement. Depending on the agreement, an optional maintenance package may be available for an additional cost. Please check with our team for current options and terms.
Yes, Changan Personal Contract Hire (PCH) agreements typically require an initial rental payment. The amount will depend on the vehicle, agreement terms and current finance offer, and will be confirmed before you enter into the agreement.
At the end of your Changan Personal Contract Hire (PCH) agreement, you normally return the vehicle, subject to the terms and conditions of your contract. You can then choose to start a new agreement on another Changan, subject to availability and eligibility.
Yes, Personal Contract Purchase (PCP) finance may be available on selected new and used Changan vehicles, subject to finance approval, vehicle eligibility and the terms of the finance provider.
The optional final payment, also known as the Guaranteed Minimum Future Value (GMFV), is set by the finance provider. It can be influenced by factors such as the vehicle model, agreement term, agreed mileage and the vehicle’s expected future value.
Yes, you can request an early settlement figure for your Changan finance agreement at any time. The amount required to settle the agreement early will depend on your individual contract and the finance provider's terms.
If your Changan is worth more than the optional final payment (GMFV) at the end of your PCP agreement, there may be positive equity in the vehicle. Subject to settling the finance agreement, this equity could potentially be used towards your next vehicle.
At the end of your Changan Personal Contract Purchase (PCP) agreement, you typically have three options: pay the optional final payment and keep the vehicle, return the vehicle subject to the agreement's mileage, condition and other terms, or part-exchange it towards another vehicle.
Yes, an optional maintenance package may be available with a Changan Business Contract Hire (BCH) agreement for an additional monthly cost. Depending on the package, it may cover routine servicing and other maintenance costs, helping your business manage vehic
Changan Business Contract Hire (BCH) may offer potential tax benefits for businesses. Monthly rentals may be treated as a business expense, while VAT-registered businesses may be able to reclaim some VAT, subject to the vehicle’s business use and applicable tax rules. We recommend seeking professional tax advice based on your circumstances.
Yes, Changan Business Contract Hire (BCH) may be available to sole traders, partnerships and limited companies, subject to finance provider eligibility criteria and approval.
No, with a Changan Business Contract Hire (BCH) agreement, you normally return the vehicle at the end of the contract, subject to the agreement's terms and conditions. Ownership does not transfer to you, as BCH is a leasing option rather than a purchase agreement.
Yes, you can request to end your Changan Business Contract Hire (BCH) agreement early, but early termination charges will usually apply. The exact cost will depend on the terms of your agreement and the finance provider.
Yes, once you’ve made all the payments on your Changan Hire Purchase (HP) agreement, including any applicable option-to-purchase fee, ownership of the vehicle transfers to you.
Changan Hire Purchase (HP) agreements typically run for between two and five years, depending on the finance terms available and what best suits your budget.
Yes, Changan Hire Purchase (HP) agreements typically require an initial deposit. A larger deposit can reduce your monthly payments, depending on the terms of the finance agreement.
Yes, you can request an early settlement figure for your Changan Hire Purchase (HP) agreement at any time. Settling the agreement early may reduce the total amount of interest payable, depending on the terms of your finance agreement.
Yes, Hire Purchase (HP) finance may be available on selected new and used Changan vehicles, subject to vehicle eligibility, finance provider criteria and approval.
